Greg Grant, Sales Representative, RE/MAX Erie Shores Realty Inc., Brokerage

✅✅ Time for another CREDIT TIP ✅ ✅ So by now you have checked your score right?! You might be wondering how they arrive at that score and what calculations it's made up of. One of the largest factors in determining your score is...PAYMENT HISTORY. ⠀
- Have you paid your bills on time? ⠀
- How late were your payments? ⠀
- Is it one trade line (what the industry calls a loan product)? Or more? ⠀
- Do you have any outstanding collections? ⠀
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Payment history makes up 35% of your credit score. So if you have a credit card, line of credit, car loan, mortgage, these are all major lines that are reported on your bureau. Even your phone bill counts. ⠀
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The lender looks at these and asks themselves, how much of a risk are you? Are you managing your bills well and paying them on time? They use this information from your score to make a decision on if they are going to lend to you or not. Make sure you are painting yourself in the best light. ⠀
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And if you find yourself in a spot with less than perfect credit, please reach out and we can go over how to raise your score and plan for your future success getting a mortgage. Click the contact button in my bio, I am just a phone call or email away!⠀
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#simcoemortgages #equifax #mortgageagent #slaneyfreemortgages #simcoeontario #norfolkcounty #ilovenorfolk #creditscore #creditreport

This week on One Market: With students living on campus, Residence Life Manager Jenn Greene explains how her team worked to build a safe, welcoming residence community. Human Rights and Human Diversity student Jananee Rajkumar reveals her strategies for a successful remote learning experience while living off campus with her family. Back from a whirlwind trip to South Korea, History Professor Christina Han reflects on the ordeals and joys of overseas travel in a global pandemic.

Some may have noticed the newly installed memorial plaque and bicycle monument installed together near the south side of Black Bridge&COOP Silos on the LE&N portion of the trail. Here is a little communique with some details from our very own, Frank Woodcock:

"Pre COVID, Heather Keam and I were working on a memorial to Michele Crowley on the WHT.

Heather was the original Health Unit coordinator along with Michele who kick-started Pathways for People. Heather took over the Haldimand version of P4P and later left to join Tamarack.

Michele kept her position and along with P4P achieved Norfolk’s “Bike Friendly” designation, spearheaded our “Active Transportation Master Plan”, introduced “Share the Road” signage and many other P4P initiatives.

Heather had 3 children, Hunter, Spencer and Fletcher. Michele was their God Mother. The 3 boys wanted to do something in memory of Michele and as a result Heather contacted me with an idea. The Keam family wanted to put a bike sculpture dedicated to Michele near the Black Bridge. I had a memorial plaque awaiting installation and we merged the 2 ideas.

Now that we are at Level 3 COVID restrictions, the other day with the help of the boys we installed both the bike and the plaque.

There were good feelings all around."

Thank you to Greg Grant, Sales Representative, RE/MAX Erie Shores Realty Inc., Brokerage for your support this season and in season past! We are so grateful for you!

We're so excited to say that the best time of the year is here - The Apple Place reopens tomorrow (Tuesday September 8) at 9am!

The bakery is ready to go (did someone say donuts?) and our shelves are being filled with delicious Norfolk apples! We have a few varieties to start off with, and as we get further into the harvest season you can look for your favourite apples to join the line-up.

The safety of our customers and staff is of the highest importance to us, so we ask that you be mindful of a few things when visiting:

🍎 There will be a limit of 10 customers in the store at one time. Please maintain 6 feet of social distancing from other customers and staff.
🍎 Please use hand sanitizer provided at the store entrance.
🍎 Wear your face mask and follow the directional signs while moving through the store, or waiting at the bakery/cash register.

If you would prefer not to enter our store, send us a message or call us at 519-426-0640 x234 and we'll be happy to help you through our take-out window.

We're open Mondays through Saturdays, 9am -5pm.

We can't wait to welcome you back to The Apple Place!